privacy policy

why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

what?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

• Social Security number and income
• Account balances and payment history
• Credit history and credit scores

When you are no longer our customer, we continue to share your information as described in this notice.

how?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Artisan Home Loans, llc chooses to share; and whether you can limit this sharing.

california residents – click here to view the California Consumer Protection Act portal

Reasons we can share your personal information	Does Artisan Home Loans, llc share?	Can you limit this sharing?
For our everyday business purposes- such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	YES	NO
For our marketing purposes- to offer our products and services to you	YES	NO
For joint marketing with other financial companies	YES	NO
For our affiliates’ everyday business purposes- information about your transactions and experiences	YES	NO
For our affiliates’ everyday business purposes- information about your creditworthiness	NO	WE DON’T SHARE
For affiliates to market to you	YES	YES
For non-affiliates to market to you	NO	WE DON’T SHARE

how does Artisan Home Loans, llc protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We restrict access to your information to those who have a legitimate business purpose, and we train employees on data security and confidentiality.

how does Artisan Home Loans, llc collect my personal information?

• We collect your personal information, for example, when you
• Apply for financing or give us your contact information
• Give us your income information
• Give us your employment history Give us your wage statements

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

why can’t I limit all sharing?

Federal law gives you the right to limit only

• sharing for affiliates’ everyday business purposes-information about your creditworthiness
  affiliates from using your information to market to you
• sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account, I hold jointly with someone else? Your choices will apply to everyone on your account.

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.
Our affiliates include financial companies such as:

• Guild Mortgage Company LLC

Non-affiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.
Non-affiliates we share can include:

• Non-financial companies, such as direct marketing companies
• Service providers that perform marketing services on our behalf or on behalf of us and another financial institution.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
Our joint marketing partners include:

• Financial institutions with whom Artisan Home Loans, LLC or its subsidiaries have joint marketing agreements
• Service providers that perform marketing services on our behalf or on behalf of us and another financial institution